Terms & Conditions

These terms and conditions govern the use of services provided by Umenieinvestovat s.r.o.

1. Basic Provisions

These terms and conditions (hereinafter "terms") govern the relationship between Umenieinvestovat s.r.o., based in Bratislava, Slovak Republic (hereinafter "provider") and users of our services.

2. Subject of Services

We provide exclusively educational and informational services in finance. We do not provide investment advice or financial services.

3. User Rights and Obligations

User has the right to:

• Access educational materials
• Request informational consultation
• Terminate use of services at any time

User undertakes to:

• Provide truthful and current information
• Not use services for illegal purposes
• Respect copyright to content

4. Liability

The company bears no responsibility for investment decisions made based on information from our platform.

All information serves exclusively educational purposes. Before making any financial decision, it is recommended to consult with a qualified financial advisor.

5. Intellectual Property

All content on this website, including texts, images, graphics and software, is protected by copyright and is owned by Umenieinvestovat s.r.o.

6. Personal Data Protection

Personal data processing is governed by our personal data protection principles, which are part of these terms.

7. Changes to Terms

These terms may be updated. You will be informed of changes through our website.

8. Governing Law and Dispute Resolution

These terms are governed by the laws of the Slovak Republic. Disputes will be resolved by courts of the Slovak Republic.

9. Contact Details